Home Care Funding & Payment Options

Peak Moments will tailor a plan that fits both your loved ones needs and your budget.  Our services range from just 8 few hours to 24 care. Living safety end in their own home is usually the most affordable way for peace of mind Senior Care.

Listed below are options to consider when looking to pay for In Home Care. We understand challenges and would like to extend our services.

Match Guarantee

It’s a match or the next 3 hour visit is free. After your first 3 hour visit, if you feel the caregiver is not a match, we will apply a 3 hour credit to the next caregiver visit.

No Long Term Contracts

All of our agreements are monthly and you can cancel anytime. We only ask for 24 hour notice, so that our caregiver can make alternate plans.

Ongoing Training

Our exclusive training is based on building trust. We want our caregivers to arrive as their authentic selves. Training also focuses on healthy approaches to aging, nutrition awareness, and physical activity with our seniors, through engagement that comes from the heart.
Our caregivers also undergo continuous education on care for seniors through a proprietary training online training platform and live classes developed by us. We include training that teaches unique ways to spark fun into visits with seniors. We also help to build better emotional understanding of our caregivers with their seniors.

We manage everything

Peak Moments develops and trains your caregiver so that you don’t have to. All of our caregivers are employees and insured for your protection. Plus, our team manages all aspects of taxes, benefits, and compensation of workers.

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    Long-Term Care Insurance

    If your loved one has a long-term care insurance policy, we can offer assistance to you in navigating and understanding your policy.  Long-term care insurance helps cover the cost of senior care.  Peak Moments works with the majority of long-term care insurance companies.

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    Veterans Administration

    The Veterans Administration offers programs that can pay veterans and/or their spouses for home care based on certain qualifying criteria.  

    You may still need to pay a copay for some covered services.

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    Reverse Mortgages

    A Reverse Mortgage is a loan available to homeowners over 62.   It allows a homeowner to turn the value of their home into cash.   This can be of great assistance to cover expenses as they age.  This is a loan on your home that you do not have to pay back for as long as you live there. These funds can then be used to pay for care.  Usually the amounts are paid monthly.  The owner remains on the title and is responsible for taxes and Homeowners Insurance.   The loan is not expected to be paid back until they move, pass away or sell the property.

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    Life Settlements

    Some Life Insurance companies offer the ability to receive a lump sum payment.   If your loved one has a Life Insurance policy, it may be worthwhile to give them a call and ask about the ability to receive a Lump Sum Payment.

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    Bridge Loans

    There are companies that offer Bridge Loans  states, there are local and state funded programs that offer limited care for seniors who meet certain criteria. Contact the Senior Helpers office for more information.

Payment Options

Peak Moments accepts payments by direct withdraw, checks or credit card.  We can divide up payments amongst multiple family members.  We can also bill directly your Long-Term Care Insurance Company.